Month: July 2025

Conventional 20% down payment Watermark

Does a Conventional Loan Require 20% Down? Let’s Find Out.

For many homebuyers, the notion of a mandatory 20% down payment on a conventional loan can be discouraging. This belief often stems from decades-old financial misunderstandings surrounding conventiona...

What is a Conventional Mortgage Loan? A Guide

Among the myriad of mortgage options available, conventional loans are one of the most common choices. These mortgage loans are the backbone of the housing market. They help buyers who want more contr...