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More Loan Options for All of Your Financial Needs
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The Watermark Way of Life
Love where you work, the People you work with and the clients you work for. Live a life where you don’t have a job, you have a career.
Fixed Rate
- Interest rate is fixed for the life of the loan
- Don’t have to worry about rising rates
- Buy a home with as little as 3% down
- Refinance a home for up to 97% of its value
- Fixed loan terms for 30, 25, 20, 15, and 10 years
Adjustable Rate (ARMs)
- Interest rate is fixed for a specific period
- Starting interest rate is often lower than other loan types
- Monthly payments lower during the fixed rate period
- Buy a home with as little as 5% down
- Refinance a home up to 95% of its value
FHA Loans
- Credit score as low as 550
- 3.5% Down Payment options
- Refinance existing FHA to FHA Streamline to lower your interest rate
- May qualify even with bankruptcy, short sale, and foreclosures
- May be able to roll closing costs into your loan
Jumbo
- Loan amounts available up to $25,000,000
- Choose between a fixed or adjustable interest rate
- Purchase with as little as 10% down
VA Loans
- 0% down payment
- No private mortgage insurance
- Fixed-rates with a variety of terms, so you can choose the length of the mortgage that works for you
- Adjustable rates (ARMs) if you’re looking to stay in your home for 5 or 7 years
- Jumbo loans from $484,351 and $3,000,000 depending upon county loan limits
Reverse Mortgages
- Interest rate is fixed for a specific period
- Starting interest rate is often lower than other loan types
- Monthly payments lower during the fixed rate period
- Buy a home with as little as 5% down
- Refinance a home up to 95% of its value
USDA Loans
- Credit score as low as 580 may be accepted
- 0% Down Payment
- Your debt-to-income ratio (DTI) must be 50% or lower
- The property must be in an eligible rural area
Interest Only
- Lower monthly payments for the initial interest-only period
- Fixed Rate options available. Pay only interest during the first 10 years but never worry about your rate changing
- Great for freeing up your monthly budget or industries where income can fluctuate month to month
Contact Us Anytime for a Confidential Consultation of Your Mortgage Options.
Terms, conditions & restrictions apply. Subject to underwriting approval. Application required; not all applicants will be approved. Property insurance and other documentation may be required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the finance charges/total loan amount needed to repay your debt. Fees and charges may apply, and may vary by product and state. Taxes & insurance extra. Appraisal and other fees paid outside of closing (POC) are non-refundable. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan. Call for details.