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Conventional 20% down payment Watermark

Does a Conventional Loan Require 20% Down? Let’s Find Out.

For many homebuyers, the notion of a mandatory 20% down payment on a conventional loan can be discouraging. This belief often stems from decades-old financial misunderstandings surrounding conventiona...

What is a Conventional Mortgage Loan? A Guide

Among the myriad of mortgage options available, conventional loans are one of the most common choices. These mortgage loans are the backbone of the housing market. They help buyers who want more contr...

A Check-up On Our Industry

This month I suffered a sinus infection, which seems to be a staple of fall for many. Interestingly, I knew it was coming. I could feel the signs of its onset prior to experiencing the full symptoms. ...

6 ways to get a good mortgage rate blog article

6 Ways to Get a Good Mortgage Rate

We all know that buying a home is one of the most significant purchases you’ll ever make, and since most people don’t have ample liquid cash available, a good mortgage rate is a necessary part of the ...

home buyer checklist blog article

Homebuyer Checklist: 4 Ways to Overcome Financial Obstacles

The purchase process can be complicated for potential homebuyers with challenging financial situations—including large student debt, a divorce or bankruptcy, medical issues, job loss, a new job or eve...

Having a less than perfect credit score blog article

4 Factors That Can Help You Buy a Home When You Have a Less-Than-Perfect Credit Score

While your credit score is an important factor in being approved for a loan, other factors also are involved when it comes to determining your ability to afford to buy a home. If your credit score lea...

a guide to wy mortgage interest rates go down and up blog article

A Guide to Why Mortgage Interest Rates Go Down and Up, and What to Do

Whether you’re seeking a home loan for your first house or your fifth, you still are probably wondering what does “interest rate” even mean? Why do rates swing up and down? And, most importantly, how ...

5 Money mistakes that can get your mortgage denied blog article

5 Money Mistakes That Can Get Your Mortgage Denied

You’ve been pre-approved for a mortgage, found the perfect home and had your offer accepted. All you need to do now is sit back and wait for closing, right? Well, not exactly. While the odds are reaso...

Can I refinance while buying a second home blog article

Can I Refinance While Buying a Second Home?

Say you’ve found a property that will be a great investment at a bargain price. Or perhaps the beach cottage you’ve had your eye on for years just came on the market. Whatever the reason, if you’re co...

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