For many homebuyers, the notion of a mandatory 20% down payment on a conventional loan can be discouraging. This belief often stems from decades-old financial misunderstandings surrounding conventiona...
Among the myriad of mortgage options available, conventional loans are one of the most common choices. These mortgage loans are the backbone of the housing market. They help buyers who want more contr...
This month I suffered a sinus infection, which seems to be a staple of fall for many. Interestingly, I knew it was coming. I could feel the signs of its onset prior to experiencing the full symptoms. ...
We all know that buying a home is one of the most significant purchases you’ll ever make, and since most people don’t have ample liquid cash available, a good mortgage rate is a necessary part of the ...
The purchase process can be complicated for potential homebuyers with challenging financial situations—including large student debt, a divorce or bankruptcy, medical issues, job loss, a new job or eve...
While your credit score is an important factor in being approved for a loan, other factors also are involved when it comes to determining your ability to afford to buy a home. If your credit score lea...
Whether you’re seeking a home loan for your first house or your fifth, you still are probably wondering what does “interest rate” even mean? Why do rates swing up and down? And, most importantly, how ...
You’ve been pre-approved for a mortgage, found the perfect home and had your offer accepted. All you need to do now is sit back and wait for closing, right? Well, not exactly. While the odds are reaso...
Say you’ve found a property that will be a great investment at a bargain price. Or perhaps the beach cottage you’ve had your eye on for years just came on the market. Whatever the reason, if you’re co...